Privacy Policy

Effective Date: October 5, 2026
Last Updated: October 5, 2026

Missouri Fire House Buyer, also operating under the brand Missouri Fire House Buyer (“Missouri Fire House Buyer,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, share, sell, retain, and otherwise process information when you visit missourifirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Missouri Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace. Depending on a particular property and transaction, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, contract purchaser, acquisition partner, property-acquisition business, wholesaler, assignee, licensed real estate professional, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

• Directly from you;
• Automatically when you use the Website;
• From public records;
• From commercial property and real estate databases;
• From advertising and analytics providers;
• From telecommunications providers;
• From service providers;
• From prospective purchasers;
• From licensed real estate professionals;
• From affiliates and business partners; and
• From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

• First and last name;
• Telephone number;
• Mobile telephone number;
• Email address;
• Property address;
• Mailing address;
• Ownership information;
• Whether you own or are authorized to act concerning the property;
• Property type;
• Property condition;
• Fire damage;
• Smoke damage;
• Water damage;
• Structural damage;
• Electrical damage;
• Plumbing damage;
• Roof or foundation damage;
• Heating and cooling information;
• Occupancy information;
• Repair or renovation information;
• Desired selling timeline;
• When you purchased or acquired the property;
• Reason for considering a sale;
• Asking price or pricing expectations;
• Mortgage information you voluntarily provide;
• Deed-of-trust information;
• Lien information;
• Property-tax information;
• Probate or estate information;
• Foreclosure or mortgage-default information;
• Inheritance information;
• Insurance information;
• Insurance-claim information;
• Photographs;
• Videos;
• Fire-department reports;
• Inspection reports;
• Engineering or structural reports;
• Repair estimates;
• Contractor information;
• Permit information;
• Insurance documents;
• Ownership or title documents;
• Preferred communication method;
• Preferred contact time;
• Information concerning a potential transaction; and
• Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research that property using public records, commercial databases, property-data providers, prospective purchasers, and other lawful sources.

Information may include:

• Ownership records;
• County assessor records;
• Property-tax information;
• Recorder-of-deeds records;
• Recorded deeds;
• Deeds of trust;
• Mortgages;
• Liens and encumbrances;
• Property characteristics;
• Property sales history;
• Estimated property values;
• Comparable sales;
• Building permits;
• Building-code information;
• Zoning information;
• Court records where lawfully available;
• Probate information;
• Foreclosure information;
• Homeowners-association information;
• Geographic and mapping information;
• Flood information;
• Fire or disaster information;
• Environmental information;
• Property-condition information;
• Market information; and
• Other publicly or commercially available information.

We may combine information obtained from those sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers operating on our behalf may automatically collect information including:

• Internet Protocol address;
• Browser type;
• Browser settings;
• Operating system;
• Device type;
• Device identifiers;
• Approximate geographic location derived from an IP address;
• Referring website;
• Referring advertisement;
• Landing page;
• Pages viewed;
• Links clicked;
• Date and time of Website activity;
• Session information;
• Form interactions;
• Advertising identifiers;
• Marketing-campaign information;
• Lead-source information;
• Conversion information;
• Attribution information; and
• Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use technologies including:

• Cookies;
• Tracking pixels;
• Web beacons;
• Tags;
• Scripts;
• Local storage;
• Analytics technologies;
• Advertising identifiers;
• Conversion tracking;
• Call tracking; and
• Similar technologies.

These technologies may help us:

• Operate and secure the Website;
• Prevent spam and fraudulent submissions;
• Remember preferences;
• Understand Website usage;
• Measure traffic;
• Determine which advertisements generated inquiries;
• Attribute leads to marketing campaigns;
• Measure conversions;
• Measure advertising effectiveness;
• Create or measure advertising audiences;
• Support retargeting or interest-based advertising;
• Improve the Website;
• Improve our services; and
• Conduct marketing.

Third-party advertising, analytics, telecommunications, and technology providers may process information according to their own privacy practices.

6. How We Use Personal Information

We may use personal information to:

• Respond to property inquiries;
• Respond to cash-offer requests;
• Research submitted properties;
• Verify ownership;
• Evaluate property characteristics;
• Evaluate fire, smoke, water, structural, electrical, or other damage;
• Review repair information;
• Review insurance information;
• Estimate property values;
• Estimate repair and renovation expenses;
• Estimate acquisition, holding, closing, and resale expenses;
• Determine whether we or another prospective purchaser may be interested;
• Match homeowners with prospective cash buyers;
• Route property opportunities to purchasers, investors, wholesalers, or appropriately licensed real estate professionals;
• Prepare or communicate potential offers;
• Contact property owners and authorized representatives;
• Schedule calls, appointments, walkthroughs, or evaluations;
• Conduct due diligence;
• Facilitate potential transactions;
• Coordinate with buyers, brokers, attorneys, title companies, closing providers, inspectors, contractors, engineers, lenders, insurers, and other transaction participants;
• Maintain business and transaction records;
• Follow up concerning submitted properties;
• Provide customer support;
• Operate and improve the Website;
• Conduct analytics;
• Measure marketing performance;
• Advertise our services;
• Prevent fraud, spam, abuse, and security incidents;
• Protect our systems;
• Maintain legal, tax, accounting, and compliance records;
• Enforce agreements;
• Comply with applicable law; and
• Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Missouri Fire House Buyer operates within the real estate investment and property-buyer marketplace.

When you submit information concerning a property, we may evaluate it ourselves or provide information concerning you and the property to prospective purchasers or transaction partners.

Recipients may include:

• Affiliated real estate businesses;
• Independent cash buyers;
• Real estate investors;
• Local property buyers;
• Contract purchasers;
• Property-acquisition companies;
• Wholesalers;
• Assignees;
• Investment groups;
• Redevelopment businesses;
• Contractors interested in acquiring property;
• Acquisition partners;
• Licensed real estate professionals; and
• Other prospective purchasers.

Recipients may use information to:

• Research the property;
• Evaluate its condition;
• Estimate repairs;
• Determine whether they are interested;
• Estimate investment or resale value;
• Prepare or communicate an offer;
• Contact you;
• Conduct due diligence;
• Negotiate transaction terms; or
• Facilitate a potential transaction.

Independent recipients may operate separately from us and maintain their own privacy practices.

Submitting information does not guarantee an offer or completed transaction.

8. Missouri Wholesaling and Lead Routing

Missouri specifically regulates certain residential real estate wholesaling transactions.

A simple referral or introduction to a cash buyer is not necessarily the same as statutory wholesaling.

Depending on the transaction structure, a wholesaler may enter a residential purchase contract with the intention of assigning or novating contractual rights for compensation or expected financial gain.

Where Missouri’s wholesaling statute applies, information may be processed or disclosed as reasonably necessary to:

• Identify the record owner;
• Identify the wholesaler;
• Prepare legally required wholesaler disclosures;
• Evaluate the property;
• Prepare a purchase agreement;
• Administer earnest money;
• Assign or novate contractual interests;
• Coordinate escrow or closing; and
• Comply with applicable Missouri law.

Nothing in this Privacy Policy authorizes a wholesaling transaction that does not comply with Missouri law.

9. How We Disclose Personal Information

Service Providers

We may disclose information to providers of:

• Website hosting;
• Website forms;
• Customer relationship management;
• Lead management;
• Telephone services;
• Call tracking;
• Call recording where lawful;
• Text messaging;
• Email delivery;
• Marketing automation;
• Advertising;
• Analytics;
• Conversion tracking;
• Property research;
• Data enrichment;
• Cloud storage;
• Cybersecurity;
• Document processing;
• Accounting;
• Legal services; and
• Transaction support.

Prospective Purchasers and Business Partners

We may disclose information to:

• Cash buyers;
• Investors;
• Contract purchasers;
• Property-acquisition businesses;
• Wholesalers;
• Assignees;
• Acquisition partners;
• Licensed real estate professionals; and
• Other prospective purchasers.

Transaction Participants

Information may be provided to:

• Buyers;
• Sellers;
• Brokers;
• Attorneys;
• Title companies;
• Escrow and closing providers;
• Inspectors;
• Contractors;
• Engineers;
• Appraisers;
• Lenders;
• Insurance professionals; and
• Other transaction participants.

Affiliates and Business Transactions

Information may be transferred among affiliates or in connection with:

• A merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring;
• Sale of assets;
• Bankruptcy; or
• Similar transaction.

Legal and Safety Purposes

We may disclose information where reasonably necessary to:

• Comply with applicable law;
• Respond to legal process;
• Respond to lawful governmental requests;
• Investigate fraud or unlawful activity;
• Protect another person’s rights or safety;
• Protect property or systems;
• Enforce agreements; or
• Establish or defend legal rights.

10. Lead Transfers, Sale, Sharing, and Targeted Advertising

Our business may involve providing property-owner information to affiliated or independent prospective purchasers.

Depending on another state’s privacy law that may apply to a particular consumer, a transfer may constitute:

• A sale;
• Sharing;
• A referral;
• A marketing disclosure;
• A consumer-directed disclosure;
• A service-provider or processor disclosure;
• An affiliate disclosure; or
• Another regulated transfer.

We may also use advertising technologies that process Website activity or advertising identifiers for targeted or interest-based advertising.

Where applicable law provides a right to opt out of:

• Sale;
• Sharing;
• Targeted advertising;
• Certain profiling; or
• Another regulated activity,

we will process qualifying requests as required by that law.

11. Missouri Consumer Privacy Law

As of the effective date of this Privacy Policy, Missouri has not enacted a generally applicable comprehensive private-sector consumer privacy law comparable to the comprehensive statutes in states such as Colorado, Virginia, Connecticut, or Minnesota.

Accordingly, Missouri residents do not presently have a general statewide statutory framework providing every consumer with rights to:

• Access all personal information held by every private business;
• Correct all personal information;
• Delete all personal information;
• Obtain data portability;
• Opt out of every sale or transfer of personal data;
• Opt out of targeted advertising;
• Opt out of qualifying profiling; or
• Appeal privacy-request decisions.

Missouri does maintain laws governing security breaches and particular categories of information and activity.

Where another applicable federal or state privacy law provides rights, we will comply with that law.

12. Voluntary Privacy Requests

Even where Missouri law does not provide a general statutory consumer privacy right, you may contact us to request:

• Information concerning personal information associated with you;
• Correction of inaccurate contact information;
• Deletion where reasonably practicable;
• Removal from promotional communications;
• Restrictions on future marketing contact; or
• Information concerning our privacy practices.

We may honor voluntary requests where reasonably practicable and consistent with:

• Legal obligations;
• Existing or potential transactions;
• Contract records;
• Tax and accounting requirements;
• Fraud prevention;
• Litigation or disputes;
• Security requirements;
• Legitimate business needs; and
• Rights of other persons.

Providing a voluntary request process does not create a statutory right where one does not otherwise exist.

13. Residents of Other States

Consumers residing outside Missouri may have additional privacy rights where another state’s privacy law applies.

Depending on the applicable jurisdiction, rights may include:

• Confirmation of processing;
• Access;
• Correction;
• Deletion;
• Portability;
• Sale opt-out;
• Sharing opt-out;
• Targeted-advertising opt-out;
• Profiling opt-out;
• Sensitive-data protections;
• Authorized-agent rights;
• Preference-signal rights; and
• Appeals.

Rights vary by jurisdiction and may be subject to thresholds, exemptions, authentication requirements, and other statutory limitations.

14. Browser Privacy Signals

Some browsers and devices transmit privacy preference signals such as Global Privacy Control.

Missouri does not presently impose a generally applicable requirement on every private Website to recognize such signals.

Where another applicable privacy law requires us to recognize a qualifying preference signal, we will process supported signals as required by that law.

15. Sensitive Information

Our standard property-offer forms are not designed to collect unnecessary highly sensitive information such as:

• Social Security numbers;
• Bank-account passwords;
• Payment-card security codes;
• Medical diagnoses;
• Genetic information;
• Biometric identifiers used for unique identification;
• Religious beliefs;
• Sexual-orientation information; or
• Other highly sensitive information unrelated to property evaluation.

Please do not submit unnecessary sensitive information through standard Website forms.

Information required for an actual closing may be collected separately by appropriate transaction professionals.

16. Telephone Communications

If you provide a telephone number, we may use it to respond to your inquiry and communicate concerning:

• Your property;
• Property research;
• Scheduling;
• Your requested offer;
• Buyer matching;
• Follow-up;
• Potential transactions; and
• Related services.

Where federal or state law requires additional consent before regulated automated dialing, artificial voice, prerecorded voice, or marketing communications are made, we will obtain legally required consent.

You may request that calls stop.

17. Recording of Calls and Communications

Missouri generally permits recording of a wire communication when the person recording is a party to the communication or one party has given prior consent, provided the interception is not undertaken for a criminal or tortious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes including:

• Quality assurance;
• Training;
• Documentation;
• Compliance;
• Fraud prevention;
• Security; and
• Other legitimate business purposes.

Because another participant may be physically located in a jurisdiction with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter recording requirement, we will follow that rule.

18. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

• Your inquiry;
• Your property;
• Scheduling;
• Offers;
• Prospective purchasers;
• Buyer matching;
• Follow-up;
• Potential transactions; and
• Related services.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

Where supported, reply HELP for assistance.

19. Email Communications

We may use your email address to:

• Respond to inquiries;
• Communicate regarding your property;
• Provide potential-offer information;
• Schedule calls;
• Follow up regarding prospective purchasers or transactions; and
• Send marketing communications where permitted by law.

Applicable promotional emails will provide an unsubscribe mechanism.

20. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Relevant factors may include:

• Whether an inquiry remains active;
• Whether a property remains of interest to prospective purchasers;
• Potential future follow-up;
• Whether a transaction occurred;
• Contractual obligations;
• Legal requirements;
• Accounting and tax obligations;
• Fraud prevention;
• Litigation or disputes; and
• Legitimate business recordkeeping needs.

21. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

• Access;
• Acquisition;
• Use;
• Disclosure;
• Alteration;
• Loss; and
• Destruction.

No electronic storage system, security measure, or Internet transmission can be guaranteed completely secure.

22. Missouri Security-Breach Notification

Missouri law contains security-breach notification requirements for qualifying personal information.

Where applicable, we will:

• Investigate a suspected breach;
• Determine the scope of the breach;
• Take reasonable measures to restore the security and integrity of affected systems;
• Determine whether notification is legally required;
• Notify affected Missouri consumers without unreasonable delay when required;
• Provide the information required by Missouri law in a qualifying notice; and
• Comply with lawful law-enforcement delays.

Where a documented investigation determines that identity theft or other fraud is not reasonably likely to occur, Missouri law may permit notification not to be provided.

23. Children’s Privacy

The Website is intended for adults involved in real estate matters.

It is not directed toward children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-inquiry forms.

If we learn that such information was collected in violation of applicable law, we will take reasonable steps to delete it.

24. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites or services.

We do not control and are not responsible for third-party:

• Privacy practices;
• Security;
• Content;
• Products;
• Services;
• Availability; or
• Business practices.

25. Information About Other People

If you provide information concerning another:

• Property owner;
• Co-owner;
• Heir;
• Family member;
• Personal representative;
• Trustee;
• Tenant; or
• Other individual,

you represent that you have authority or another lawful basis to provide that information.

26. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide it.

27. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Missouri Fire House Buyer
Missouri
United States

Phone: 208-269-2084
Website: missourifirehousebuyer.com